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Receiving the money from your loan is easy- it is deposited right into your bank account. [link widoczny dla zalogowanych] Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to. Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers' places of employment.
To qualify for a short-term installment loan, you must be aged 21 or above, you must be in full time employment (and have been with your current organization for a minimum of 3 months), the pay you receive from your current employer must be electronically direct deposited, and your income must be at least $1000 dollars per month. [link widoczny dla zalogowanych] You can access your account online to check your balance, schedule payments, and more. Rothenhoefer thinks it's a "sweet deal." He concedes the strategy could backfire if both he and his wife were to die before they recoup their investment, which will take about ten and a half years. Still, he says, "it's worth the gamble," particularly because his wife stands a good chance of living into her nineties, as her mother and grandmother did.

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