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When it comes to instant student loans, federal options may simply be unavailable. The U.S. Department of Education suggests that students who begin the loan application process can expect to spend up to three weeks waiting for a summation letter that contains all the information the student provided on the Free Application for Federal Student Aid. Then, that information must be shared with the school, and administrators might need a few days or weeks to notify the student that the loans have been approved. [link widoczny dla zalogowanych] A: With a bad credit record the chances of finding private loans becomes quite difficult for students. Private lenders are hesitant to lend their money to students. Often they want students to have a cosigner with good credit score or the loans that they offer have a very high interest rate and stringent terms. Stay tuned throughout our Better Investor series and get the advice you need to succeed with your investments. Click back to the series intro for links to the entire series.

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