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LOANS WILL BE MADE PURSUANT TO THE DEPARTMENT of BUSINESS OVERSIGHT FINANCE LENDERS LAW LICENSE. FOR INFORMATION OR COMPLAINTS, CONTACT THE DEPARTMENT OF BUSINESS OVERSIGHT, STATE OF CALIFORNIA AT 1-866-275-2677 or [link widoczny dla zalogowanych] [link widoczny dla zalogowanych] The FICO score is calculated based on a number of factors, and then weighted against the degree that each factor poses to the creditworthiness of an individual. The weight of the the factors typically breaks down to 35% punctuality of past payments, 30% amount of debt as compared in a ratio to current debt versus total available revolving credit, 15% length of credit history, 10% type of credit used, and 10% recent credit inquiries or credit obtained recently.
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