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References [link widoczny dla zalogowanych] In the current shaky economic conditions, small businesses with bad credit often experience difficulty in getting quick business financing from banks. Because of the high risk, business loan rates are much higher and repayment terms are shorter than those for with âgoodâ credit. Approval takes forever and turnaround time is also quite lengthy. Procuring working capital in such circumstances has become a tough task for small businesses. This put businesses further into debt, straining its credibility as well as credit rating.
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