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James Jacobs, a retired president of a financial services group in Dallas and a SCORE (Service Corps of Retired Executives) advisor, puts it more succinctly. [link widoczny dla zalogowanych] A: If during your student days you borrowed loans from the private sector, then the situation you describe now is a pretty bad one and you need to either take out a new loan or look towards consolidation options. However, if your loans are mostly from the federal student aid program, then there is hope since there are a lot of loan consolidation programs offered under this program you can make use of.
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