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Unlike traditional small business loan financing, with our business cash advance you are not fixed to a repayment schedule. If you have a slow period we take a smaller payment; working with the flow of your business. Additionally, unlike small business loans, our unsecured business loan alternative does not require collateral or a personal guarantee. We also do not require financials or tax returns. Our quick online application is simple and takes only a few minutes. Business loans require extensive paperwork and a lot of time. We can approve your business for an unsecured cash advance in less than 24 hours and have a working capital loan of up to $250,000 transferred to you in less than 1 week! [link widoczny dla zalogowanych] When you apply for a loan, you will be prompted to choose one of the two "End of Loan Action" options. If you choose "Pay in Full," you will pay both the loan principal and the loan fee in full on the due date. If you choose "Extend," you will pay the loan fee on the due date, and you will be deemed to have submitted a request for an extension of your loan, with or without partial payment of the loan principal on the due date. Please note that extensions may not be available or the number of extensions could be limited due to the state law, CFSA rules or lender policy. Please check Rates & Terms for details.â You may change your "End of Loan Action" at any time by logging into your membership account. A change from "Pay in Full" to "Extend" must be made by 5:00 PM CST two business banking days before the due date of your loan.
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